Personal Banking - Insurance - Which insurance plan is best for me

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Which insurance plan is best for me

Which insurance plan is best for me

Our full range of deposit products gives you an unmatched combination of high returns and liquidity. In addition, our nationwide network of ATMs offers you 24-hour convenience in withdrawing your funds, ensuring that your money works for you, as you would like it.

In order to help you evaluate the range of our accounts, we have provided a comparison chart below, which allows you to easily match the features against others. A simple drag and drop feature enables you to select an account from the ones shown and rate it against 2 others, quickly and easily. So go ahead and find out for yourself.

Best Suited for

Features

Eligibility

Best Suited for

Features

Eligibility

Best Suited for

Features

Eligibility

Cash Cover Plus is designed for all Standard Chartered ATM/VISA Debit Card Customers withdrawing cash from Standard Chartered ATMs. You are covered against theft worth up to PKR 50,000 for an hour after you make your withdrawal.

Incidents occurring within 1 hour of withdrawal

Coverage for Accidental Death PKR 500,000

Cover claims made up to 120 hours after the incident for Financial Coverage and 180 days for Accidental Death coverage

Up to 5 claims a year

All Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders.

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When you have lived with independence all your life, how can you leave your loved ones dependent on anybody? Family Care is a Term Life and Accidental Death insurance which provides a regular stream of payments to your family to let them live a life of pride.

Coverage for Accidental Death PKR 2,400,000

Coverage for Natural Death PKR 1,200,000

All Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders.

Aged above 18 years and under 60 years

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It is a flexible and high value savings and protection plan that ensures that your dreams become a reality at all stages of life.... throughout your life!

Change your level of life cover as your circumstances change

Choose different levels of life insurance protection for the same amount of premium

Access your savings when you need them

Cover yourself through Whole-of-life Insurance Protection

All Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders.

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Let your child be the best that he/she can be by letting the Irqa Education Plan take care of your child's education, both today and in the future.

Premiums can be increased annually to cover inflation impacts

Choice in the level of cover

Tax free growth

Flexibility of encashing the plan any time (early surrender may result in losses)

Ability to make partial withdrawals from your plan, without affecting the protection feature

All Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders.

Age of the policyholder should be between 18-55 years

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With Rishtey, marriage expenses can be met with ease... and the protection of a life cover could be enjoyed as well.

Access to Savings at all Times.

In the unfortunate event of death of the assured parent, Rishtey would ensure that the targeted fund at maturity is achieved.

In case of inability of the assured parent to continue any occupation due to permanent disability, the premium is waived. However the benefits of the plan continue.

All Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders.

Rishtey is available to individuals of 18 years to 60 years of age.

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Tahaffuz is the ideal life retirement plan which offers complete flexibility and peace of mind, not only while saving for retirement but also after retirement.

Access to Savings at all Times.

Early Retirement option is available from age 45 years and is available up to age 60 years.

Income Linked Adjustment ALLOWS starting the Retirement Plan with a lower annual contribution and increase it over the term of the plan.

All Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders.

The minimum and maximum ages at entry are 18 and 60 years respectively.

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Children are the joy, pride and center of every parent’s world. The purpose of Taleem is to provide a substantial amount to your child at the time of his/her higher education.

Only for Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders

Access to Savings at all Times.

In the unfortunate event of death of the assured parent, Taleem would ensure that the targeted fund at maturity is achieved.

In case of inability of the assured parent to continue any occupation due to permanent disability, the premium is waived. However the benefits of the plan continue.

Partial withdrawals available to cater to the education needs of the child at key educational milestones.

All Standard Chartered Bank (Pakistan) Limited (SCBPL) Current and Savings account holders.

Taleem is available to individuals of 18 years to 60 years of age.

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Cover for Life is designed to cover costs such as providing for your children’s education, mortgage, Auto and Personal Loans repayments or even general living expenses for those you leave behind.

Only for Standard Chartered Bank (SCB) Credit Card customers

Coverage for Accidental / Natural Death PKR 1,000,000

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Credit Cover Plus is designed to be your safeguard against the setbacks brought about by temporary disability, prolonged illness, injury or death at an amazingly affordable low rate.

The entire outstanding balance amount on your Standard Chartered Credit Card Account will be settled by the Underwriter as of the occurrence of insured event, without causing any inconvenience.

In the unfortunate event of temporary disability due to accident or sickness for a period exceeding 45 days the Underwriter will pay your minimum amount due on your behalf.

All Standard Chartered Bank (SCB) Credit Card customers.

Aged under 60 years of age

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Smart Wallet protects you against losses due to loss / theft / robbery. The plan refunds financial loss of Credit Card (all types) transactions done fraudulently.

Fraudulent transactions on all types of Credit Card(s) due to loss or theft / robbery of Card(s)

Replacement cost of Identification Papers

Personal Accident Insurance (Death and Disability) in case of accidents arising out of robbery or theft.

All Standard Chartered Bank (SCB) Credit Card customers.

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Meant for those who seek an efficient, accessible and convenient transactional capabilities of a world-class bank with highly competitive charges.

Unlimited online banking facilities at all branches

Highly competitive transactional charges

Faster international remittances credited to their account because of international network

Visa Shopping Card provides access to your funds 24 hours a day and can be used at all MNET and 1-Link ATMs across Pakistan

PKR 50,000

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Meant for those who require full access to their savings at any time along with higher returns and a host of other services.

VISA Debit Card provides access to funds 24 hours a day and can be used on all MNET & 1-Link ATMs across Pakistan

24 hour Phone Banking

Account accessible from 162 online branches across Pakistan

9 am to 5 pm Non stop Banking

Rs 4995 /-

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