Certificate of Musharikah (COM) is a low-risk Sharia compliant deposit scheme offered by Standard Chartered Modaraba. It is an Islamic profit and loss sharing instrument with maturities of 3-month, 6-month and 1 year and with varied profit payment frequencies (monthly, quarterly, half-yearly and at maturity). COM is also transferable and allows premature encashment.

COM requires a minimum investment amount of Rs.100,001