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One of the greatest myths about investing is that its only for the very wealthy. The fact is that Mutual Funds have made it possible for anyone to invest, even if it is a small amount. It is not how much you invest, but how you invest that matters. The first step towards developing an investment plan is to understand your needs. How long can you afford to stay invested, how much money you need, how much risk you are comfortable with and what are your goals, are some questions that need to be addressed at the onset.

In our local context, the above assumes added significance. With limited investment options and a booming but volatile stock market, what is good for your hard earned income is an important decision. Standard Chartered Investment Services help you with that decision; once again, a first such service to be offered by any Bank in Pakistan.

Since 2004, we are the first bank to offer a diverse portfolio of investment options to our valued customers. Our offerings are designed to provide you with an opportunity to diversify your investments, minimize your risk and maximize returns!

Your investment options can be categorized into:

• Government Securities: These are issued by Government of Pakistan and include Special Savings Certificates (3 year investment) and Defense Savings Certificates (10 year investment)
• Mutual Funds: Standard Chartered Bank has partnered with the leading investment houses of Pakistan for distributing their mutual funds.

Disclaimer

Investments in mutual funds are subject to market risks and past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Please read the Trust Deed and the Offering Document of a fund carefully to understand the investment policy of the fund and the risks involved. Standard Chartered Bank (Pakistan) Limited is not the issuer or the investment manager of an investment product. This literature constitutes a summary of funds and while all reasonable care has been taken in preparing this document, no responsibility is taken by Standard Chartered Bank (Pakistan) Limited for any opinion expressed herein or for any liability for any consequences, financial or otherwise, arising from the subscription or acquisition of this fund. Investors should make their own appraisal and consult their own financial, legal and other professional advisors prior to any subscriptions.