The Approximate Monthly Repayment figure for Mortgage Loan is for indication only and is not meant to be final or binding on the Bank. The actual interest rate that will apply will be based on customer's credit rating and other factors as assigned and considered by the Bank. The Bank reserves its absolute right to determine the final interest rate.

The APR is calculated according to the Net Present Value Method as specified in the Code of Banking Practice. Interest is calculated on the basis of a 365-day or 366-day year (where applicable).

The Bank reserves the right to amend all the contents of the calculator at any time. In case of any dispute, the decision of the Bank shall be final and conclusive.