Exclusive features available on Home Credit:
- Loan amount of up to PKR 10,000,000 to fulfill your requirements
- Repayment tenor ranging from 1 to 10 years
- Loan to value maximum of up to 60 % of the property value
- Minimum Net Income as low as PKR 20,000 per month
- Markup rates for Mortgage Loan for Salaried is 15.84% & Self-employed is 16.34% per annum
- To avail higher loan amount Standard Chartered Home Loans offers you the option of clubbing the income of your spouse and blood relatives
- Minimum age of the primary borrower should be >=25 years PKR. Incase of co-borrower the secondary borrower should be either >=21 if income is being clubbed or >= 18 if income is not being clubbed
- Maximum age should be <=65 or retirement age at the time of maturity of the loan
- 1, 3, 5, 10 years floating rates and fixed rate option is also available
- Financing of property with value as low as PKR 800,000
- Life and Property Insurance from the best companies and at the lowest insurance rates to safeguard your interests
- Processing fee is PKR 2,500 <= 1MM and PKR 35,00 > 1MM for approved and PKR 6,000 for unapproved / Self-employed / businessmen respectively.
- Appraiser and Legal fees is PKR 4,000 and PKR 3,000 respectively
