Ready benefits available to you on Ready Cash:

• Instant Credit up to Rs. 500K:
  Simply meet the eligibility criteria and you can receive an instant credit line of Rs. 50,000 to 500,000. Your credit will be automatically transferred into your Ready Cash account. You would also receive your VISA Debit / ATM card and cheque book – giving you the freedom to use it as and when you require.
• Lowest Mark-up:
  With the mark up lower than any credit card, personal loan or balance transfer, Ready Cash lets you spend heavily and still feel light.
• Pay as You Utilise:
  Standard Chartered's Ready Cash offers the freedom of revolving your credit on a daily utilisation basis. This means that you pay markup only on the amount you utilise and for the number of days you use the credit.
• No Penalties on Early Repayment:
  With Standard Chartered's Ready Cash we put your convenience first, which is why you are free to repay as and when you feel like. There are no penalties whatsoever on early repayment.

• Universal Availability, Universal Acceptability:
  Unlike a balance transfer facility, which is available only to those individuals that own a credit card, Standard Chartered's Ready Cash is available to all individuals that meet our simple eligibility criteria. And when it comes to control, convenience and acceptability, nothing beats cash.
• Nationwide Accessibility:
  Ready Cash gives you instant access to your cash from any of our 174 branches in Pakistan. In addition, Standard Chartered VISA Debit cards are issued to all our customers, which can be used at all 1-Link and M-NET ATMs, thousands of merchants across the country and millions across the world.
• Simple Eligibility Criteria:
  Standard Chartered's Ready Cash is available to Pakistani nationals residing in Karachi, Lahore, Rawalpindi and Islamabad having a monthly income of Rs. 40,000*

* Subject to Approval

Q. What is the minimum and maximum credit line advanced?

You can receive a credit line ranging from Rs. 50,000 to Rs. 500,000.

Q. How much mark up will I be charged?

A 24% mark up is charged only on the amount used and for the number of days used.

Q. What is the documentation required?

The documents that you need to submit are:

• CNIC
• Application Form
• Income Documents

Q. How long will the whole process take?

The whole process will take a maximum of 7 to 10 working days.

Q. How much is the processing fee?

An annual fee of Rs. 1,750 is charged.

Q. What if I want to repay the credit early?

Ready Cash provides you the flexibility to repay as and when you like. No penalties are charged on early repayment.