Transaction Accounts
At Standard Chartered Bank Wealth Management you may avail of any one or more of the following personal accounts:

Sahulat Online Account
Sahulat Online Account offers you effecient, accessible and convenient transactional capabilities of a world-class international bank with highly competitive charges. Becoming a Standard Chartered Sahulat Online customer is like driving a luxury car or wearing a high quality watch. It says you demand excellence and do not settle for second best. With unlimited transaction ability anywhere in Pakistan we ensure that your convenience is our utmost priority.

High Yield Account
This account offers you the dual advantage of earning profits without sacrificing liquidity. The profit on your High Yield Account is calculated on a daily balance basis. This means you get benefit on your closing balance everyday of the month for as long as you maintain your account.

Supersave Account
Standard Chartered's PKR Savings Account, Supersave, gives you full access to your savings at any time and thanks to a tiered rate structure, you earn higher returns on higher balances. What could be more rewarding? Furthermore, you also qualify for a host of other services:

• Higher returns on higher balances
• VISA Debit Card provides access to funds 24 hour a day and can be used on all MNET & 1-Link ATMs across Pakistan ATM Card which is a VISA Debit Card and can be used to make purchases at thousands of outlets across Pakistan
• 24 hour Phone Banking
• Account accessible from 116 online branches across Pakistan

Privilege Account
This type of Saving Account is for customers like you, who want a higher return on their savings. Profit on this type of account is calculated on a minimum monthly balance and is paid out monthly on the last day of the month.

Current Account
This account offers you unparalleled convenience and liquidity combined with an extensive array of banking services, including charge-free cheque book, Debit Card and banking instruments to suit your requirements.

Business Account
Business Account is another in-line of innovative products available within the current account suite. This account offers high transaction ability while rewarding higher balances. As your maintained balance becomes higher so does the rewards that you can enjoy. And with online connectivity you will be able to enjoy each branch as your home branch. With such exciting feature the success of your business is our business.

Long Term Investments
Whatever your investment needs, Standard Chartered has a rewarding solution especially tailored for you. Our Wealth Managers will help you identify the right asset allocation mix. Investments are ear-marked for each of your distinct needs depending on oyur risk profile, your requirements and the time period required achieving fulfilment.

Our impressive suit of investment solutions can cater to your exact growth needs - whether you want to invest in an Equity, Income, Growth or Principle Protected plan. We offer everything under one roof!

Mutual Funds
Standard Chartered Bank is one of the largest distributors of mutual funds in the industry today. Access to these funds allows your Relationship Manager to choose from a wide variety of quality mutual funds while developing your investment plan.

• National Investment Trust Limited
• Arif Habib Investment Management Limited
• JS ABAMCO Limited
• Atlas Asset Management Limited

Wealth Preservation and Protection
Standard Chartered Bank offers Term Deposits, in both Local Currency and all major Foreign Currencies, at preferential interest rates. If you would like to enjoy a potentially higher return, without risking your initial investment, you may choose to invest in Principal Protected Structured Funds or Capital Guaranteed Mutual Funds.

Term Deposits

• Earn a high rate of interest on your Term Deposits
• Choose your own deposit period
• You may access your money in an emergency by breaking your deposit, at a certain charge
• You may avail of overdraft facility, at a preferential interest rate, against your Term Deposit

Fixed Income Securities
Fixed Income Securities are ideal for investors who want a regular income through coupon payment, as well as for investors looking for an opportunity for capital appreciation through sale of security before maturity if the price moves up.

Once again, we offer a vast selection of Fixed Income Securities with a variety of credit quality characteristics, maturities and yields to meet your individual objectives.

• Savings Certificates Issued by the Government of Pakistan
• Term Financing Certificates issued by Corporates

Structured Funds
Structured products are financial instruments, specially designed to take advantage of market opportunities. These products are usually structured along defined themes. Most Structured Products have standard parameters of capital protection while return potential is linked either to the performance of an underlying index or a basket of stocks. Hence, when you invest in a Structured Product, you may get: a. Principal Protection and b. Returns linked to the performance of an equity market.

Bancassurance
Standard Chartered Bank provides you with access to a wide selection of products from the nation's best known insurance carriers that provide more options to consider when planning your overall financial strategy. We're here to help you protect what matters to you most through our Insurance Plans.

Invest ‘n’ Assure
Invest ‘n’ Assure is a flexible and high-value savings and protection plan underwritten by EFU Life Assurance Limited. It ensures reality to your dreams and fulfillment of your needs, whether you are at the beginning of your career, have just started a family or want to plan out for your retirement.

Secure Life Plan
Secure Life Plan is a unit-linked whole of life insurance plan that provides life cover bundled with investment returns. It is underwritten by New Jubilee Life Insurance Company Limited, which helps in securing your life for tomorrow.

Iqra
Iqra is an education insurance plan underwritten by New Jubilee Life Insurance Company Limited that provides medium to long term investment returns with insurance protection. It caters to the need of chalking out a financial plan for your children’s higher education needs in light of rising expenditures.

Cash Cover Plus
Cash Cover Plus is designed for all Standard Chartered ATM / VISA Debit Card customers withdrawing cash from Standard Chartered ATMs. You are covered against theft worth upto Rs 50,000 for an hour after you make a withdrawal.

Family Care
Family Care is a term life and accidental death insurance facility for our account holders, underwritten by New Jubilee Life Insurance Company Limited. It can cover costs for those that you leave behind by providing a regular stream of payment to your family in the form of a monthly annuity for 10 years.