Tijarat Plus Account

Tijarat Plus is a customized business account, which offers features for better accessibility and management of your funds. It will allow you to concentrate on your priorities, while Standard Chartered Bank takes care of your banking needs.

We help you plan, grow and manage your businesses smoothly, by providing you with the following services: 

1). Visa Business Debit Card

Introducing for the first time in Pakistan - “Visa Business Debit Card” - developed exclusively for business. Acceptable at over 800,000 ATM’s and with over 20 million Point of Sale terminals worldwide, now your business related payments can be executed securely both locally and globally.

The Visa Business Debit Card is a convenient way of payment with no interest charges, in addition to having access to cash.

With the Visa Business Debit Card you can now have:

·  Individualized Limits

You can now limit the amount of expenses allowed by assigning different limits to cards, according to the business needs.

·  Better Cash Flow Management

Your company can now get better financial control through expense tracking. Companies can now manage cash flow more effectively by assigning limits and monitoring

·   Fast and Easy access to Cash

The Visa Business debit card allows you to obtain cash at over 800,000 ATMs of the Visa/PLUS® global network around the world.

·  Up to 200 Cards on Business Account

This feature enables employees to hold up to 200 cards with varying limits assigned against one company account.

·  More Convenience

Eliminate the need to write cheques or carry cash to cover company expenses. Save valuable time at the point of sale every time you make a transaction.

·   More Acceptability than cheques

Accepted at a lot more merchant locations in contrast to cheques.

·   Flexible Statement Options

The company has the option of receiving consolidated statements at an account level. Further, detailed statements can be obtained, both on account level as well as card level.

2). FREE Online Banking

Standard Chartered Bank provides FREE online banking facility through its network of over 125* branches across 22 cities covering all 4 provinces.

Money transactions couldn’t have been more trouble-free and accessible than with our Online Banking facility, which gives you the facility to carry out transactions while being away from the parent branch. You can access your account from anywhere your business takes you in Pakistan, thus negating the need for different accounts in different cities. Online Banking transactions, up to a limit of Rs. 2 million per day, will be provided FREE of cost including Inter City Transactions

Standard Chartered Bank’s widespread network of branches is present in the following cities:

3). Extended Business Hours

As our discerning client you can be sure of highly professional and confidential financial solutions. Your assigned relationship manager will discuss your unique financial circumstances with you and tailor solutions to meet your objectives from 9 am to 8 pm, even on Saturdays!

To provide convenience to you, Standard Chartered Bank now offers extended Banking hours, non-stop from 9 am to 8 pm* , which means that at least one branch of the following cities will be offering its services:

1. Karachi

2. Lahore

3. Rawalpindi

4. Faisalabad

5. Sialkot

*Restricted to one branch (Garden Karachi).

*Restricted to Cash Withdrawals & Deposits only

4). FREE Accidental & Travel Inconvenience  Insurance

Standard Chartered now offers free Personal Accidental and Travel Inconvenience Insurance coverage to Tijarat Plus account holders (sole proprietors only).

Every Tijarat Plus account holder (sole proprietors only) will be issued an AIG assist card, which would cover:

International Assistance Services (AIGIS) Card

Your AIGIS Card will provide the following services free of charge:
 

5). FREE Business Statements

The Business Statements, unlike typical account statements, serve as a short report where, at one glance, you can get the complete status of your banking transactions. We have tailored it for the business Accounts by adding new fields such as Total Debit Amount and Total Credit Amount. So, wherever you are, 24-hour access to your financial details is now only a click away.

Your account statements and advice will be sent on e-mail or fax at your desired frequency (daily, weekly, monthly).

6). FREE Mobile alerts through SMS Banking

Tijarat Plus account now allows you to get your daily account balance through SMS alerts sent automatically on your cell phone at the day end.

Alert Types

1. Last 5 transactions
2. Daily Balance

Last 5 Transactions 

This feature will give an overview of transactions made during the day in the account. Details of the most recent 5 transactions will be sent to you through SMS so that you can keep track of your expenses.

Daily Balance

The day end balance of the account will be sent on your cell phone.

 7). 75% off on Pay Order Charges

Tijarat Plus account now entitles you to savings of Rs. 225 per Pay Order. You can now have Pay Orders made at a discounted rate of Rs. 75 only.

* only for sole proprietors