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Personal Loans
Live the life you want, right now
Dreaming of your own home, a grand wedding, child's higher education or a wonderful holiday? Smile. Whatever your dream, Standard Chartered Personal Loans can help turn it into reality. Available to both Qatari nationals and expatriates, our personal loans are convenient, simple and quick.
High loan amounts
You can enjoy loan amounts up to QAR 500,000 (for nationals) and QAR 200,000 (for expatriates), to meet your requirements. The loan is granted, based on monthly salary and length of employment.
Fast processing
No waiting periods, no cumbersome procedures - your loan is processed quickly and efficiently. If you wish, our sales representative will visit you to make it even easier!
Competitive interest rates and no hidden charges
Standard Chartered Personal Loans offer some of the most attractive interest rates in the market. And what you see is what you pay for. There are no extra costs. The interest rate and loan installments are fixed over the loan tenure, enabling you to plan your finances ahead of time and giving you peace of mind.
Convenient repayment periods
Enjoy all the payment flexibility you need to organise your financial commitments and make your monthly installments easy to meet. We offer loan tenors of up to 48 months for expatriates and 84 months for Nationals.
Installment deferment option
We understand that festivals, holidays or unforeseen events can sometimes demand more expenditure than you anticipate. We offer you the convenience of being able to postpone your monthly payments twice a year.
Top-up loans
Need additional finance during the tenure of your existing loan? We'll be happy to top up your loan to the original amount, as long as your repayments have been regular.
Take-over facilities
Want to enjoy the friendly and comprehensive loan from us, but already have a loan with another bank? No problem! We will help you transfer your loan to us. Our sales representative will ensure that the process is fast and hassle-free.
Credit life insurance
Your loan amount is insured for the duration of your repayment period. In the unfortunate event of death, all outstanding loan payments will be waived completely, so that family members do not take on the financial burden.
Additional benefits
Enjoy a range of banking services such as a personalised cheques book, no minimum balance on your transaction account during your loan period, 24-hour Phone Banking Service, ibanking and ATM cards which can be used across all ATM's in Qatar.
All loans are granted to residents of Qatar employed by companies approved by Standard Chartered Bank, Qatar, and are at the sole discretion of the bank. In certain cases, loans are granted up to the end of service benefits and repayments may be linked to the duration of the employment contract.
Highlights
- High loan amounts
- Fast processing
- No hidden charges
- Competitive interest rates
- Convenient repayment periods
- Installment deferment option
- Top-up loans
- Take-over facilities
- Credit life insurance
- Additional benefits
For more information on Personal loans, visit your Standard
Chartered branch or call us on +974 4658555 or email
us.
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