These are characterized by:

• Mainly Sole-Proprietors/ Family Owned Businesses and Partnerships
• Owner managed and their business and personal financial affairs are inter-linked and dependant
• Most likely have more than one source of income and are engaged in more than one type of business
• Locally incorporated and trading for a minimum of three years

These can be classified as follows:

• Small Manufacturing and Processing Firms
• Traders: These include Importers/Exporters, Distributors and Retailers
• Professional Services: This includes Lawyers, Doctors, Architects
• Non-profit making Organisations including NGO's, Churches, Missionary funded and run Schools, AID Agencies.
• Private Institutions: These include Educational Institutions such as Schools, Colleges (Secretarial & Computer training), Driving Schools, Hospitals and Clinics

We have the following products/services for BFS:

Current Accounts - The Easy and Convenient Way To Manage Your Money

A current Account Offers You The Following:

• Get a cheque book that makes it convenient to make you payments, withdraw cash, deposit cheques
• Free monthly statements
• Account balance inquiry over the counter
• Local or Foreign Currency
• Eligibility for a secured loan or overdraft subjecting to meeting qualification

Credit Facilities To Finance Your Financial Needs

Credit Facilities include

• Overdrafts (Revolving Line of Credit)
• Short loans (up to 3 years)
• Letters of Credit
• Bonds
• Bank Guarantees

Personalised, Efficient And Friendly Service

As a Standard Chartered customer you will enjoy the benefits of efficient and friendly services from all our staff at all our 6 Branches countrywide.

Business Relationship Managers & Business Relationship Officers

Our Business Relationship Managers/Portfolio Managers are dedicated and experienced, and able to care of all your business needs. This includes business advisory services, Foreign Exchange Dealings, working out Profit & Loss as well as Cash forecasting.

Call Centre

This will allow you as our esteemed customer, to access information as well as transact without having to come to the banking halls.

Sweeping Arrangements

This service enables automatic transfer of money from one account to another by prior arrangement in order to meet payment needs.

Payment Services

This is a range of services that enable the customer to make payments securely and conveniently. These are:

• Standing Orders
• Foreign Drafts
• SWIFT Transfers
• Payroll Plus
• Travellers Cheques