Trade & Working Capital

At Standard Chartered SME Banking, we understand how important it is to be financially flexible. That's why we offer a comprehensive range of credit facilities with competitive interest rates and a variety of repayment options to suit your needs.

So whether you are in need of financing for working capital, business growth or for import / export of goods and / or services, you can choose from our products offered which include, trade products; working capital finance and short term loans.

With an international presence over 70 countries and 150 years of banking experience, we can structure a financing solution best suited to your trade or working capital requirements from our complete range of products and services.

Security Requirements

Acceptable collateral/securities are cash, Marketable Securities (investments/ bonds/ funds) and Bank guarantees, Standby Letters of Credit (SBLCs), Residential Properties

Straight2Bank

Straight2Bank services combine convenience and security in one comprehensive and easy-to-use internet platform helping you access Trade, Lending and online Treasury as well as Cash Management services.

Eligibility

To be eligible, your business must have been established for at least three (3) years and with a minimum turnover of USD 350,000 per annum.

• Limited Liability Company (LLC)
• Proprietorships
• Partnerships

Documents required:

• Company Profile
• 3 years audited financial statements plus management accounts
  if financials are greater than 6 months old
• Bank statement for the past 6 months
• Copy of valid Trade License
• Copy of signed Memorandum and Articles of Association of the business
• Copy of Passport for Directors/Proprietor
• Financial Card

We look forward to serving you!

For more information, simply call our SME Banking Hotline at  +256 414340077 / +265 312294444 or send us an email on Ug.Service@sc.com to leave your information. Our Dedicated Relationship Managers will be in touch as soon as possible.