Frequent Asked Questions
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Q:
Any specific purpose is required for applying Standard Chartered Personal Loan?
A: Standard Chartered Personal Loan is for all personal consumption purposes, but not for share financing. -
Q:
Why should I apply for it? / What makes Standard Chartered Personal Loan attractive compared to Personal Loan from other Banks?
A: Competitive interest rate. Ease of process, less document required, especially for Corporate salaried. The loan comes with a free credit life insurance (An Nghiep Bao Tin) which gives you the free of mind when you are dead or permanent disable*. Good services and financial consulting of the most international bank in the world. -
Q:
When and how will I know the status of my loan application?
A: As soon as your completed application and required documents are processed, it normally takes about 2 or 4 days. -
Q:
If I want to get back all document I submitted to the Bank, how can I do it?
A: Once you submit document to the Bank, we will not return them to you. -
Q:
How can I get the money if approved? Will the Bank transfer money to my other Bank's account?
A: An Standard Chartered account will be opened for you if your loan is approved. The approved loan amount will be transferred to this account. -
Q:
Where are the re-payment channels?
A: Re-payment channels will be made through payroll transfer by company or salary deduction by company. -
Q:
If my mailing address is changed after getting the loan, who should I contact with? What's the required document?
A: If you change your mailing address, you should inform the sales person, or call the number provided in your loan contract, or visit the branch for updating your postal address.
*Insurance Policy will be applied.