Product Features
Key features:
- Equal monthly installment payment
- Effective interest rate on reducing balance
- Tenor – 60 months
- Loan amount VND 18 Million – 300 Million
Benefits
- Allow customers to use the loan for all personal consumption purposes
- Competitive interest rate
- Excellent customer service and assistance
- Door-to-door service – Bring Loan Agreement to Customer for signing
- Internet Banking
- Free Visa Debit Card automatically issued
- Free Debit Card automatically issued
Application Criteria
- Nationality: Vietnamese
- Age: 22- 60 years old
- Minimum net monthly income:
- VND 6 Million
- Minimum length of employment:
- Probation must be completed
- If probation is not completed, at least 1 year in service with previous employer is required
- Trading area:
- HCMC
- Hanoi
- Ba Ria - Vung Tau province
- Dong Nai province
- Binh Duong province
- Long An province
- Tien Giang province
-
Documentation requirement
- Customers with Company’s agreement
- Personal Loan Application Form
- Copy of valid ID
- Verification from the company about customers’ profile and Income/ Employment information
- Customers with payroll account at Standard Chartered
- Personal Loan Application Form
- Copy of valid ID
- Copy of permanent residence book/KT3
- Proof of Income: Bank statement AND/OR Payslip for the most recent 3 months ( 6 months if variable income).
- Employment documents: - Copy of labor contract for salaried customers OR Company Certification about Joining Date.
* Individual document requirement may vary depending on individual case
- Customers with Company’s agreement
Contact Us
To find out more about the product, Please call us at HCM: (84 8) 3911 0000 or HN: (84 4) 3696 0000 or visit any of our branches today.
HO CHI MINH CITY BRANCH
Saigon Trade Center, 1st Floor
37 Ton Duc Thang Street
District 1, Ho Chi Minh City
Call: (84 8) 3911 0000
HANOI TRANSACTION CENTER
Hanoi Towers, Ground Floor
49 Hai Ba Trung Street
Hoan Kiem District, Hanoi
Call: (84 4) 3696 0000
LE DAI HANH BRANCH
Ground Floor, CDC Building
25 Le Dai Hanh street, Hai Ba Trung district Hanoi
Call: (84 4) 3696 0000
NOTICE OF TERMINATION OF CREDIT LIFE INSURANCE FOR PERSONAL LOAN(S)
Dear Customer,
Standard Chartered Bank Vietnam Limited (“SCB”) would like to inform that with effect from 01 May 2011, SCB have ceased to provide free Credit Life Insurance for all customers who had or will have personal loan with us. This termination is in accordance with our bank policy on Personal Loan(s). The others terms and conditions relating to the loan remains unchanged.