Product Features
Key features:
- Equal monthly installment payment
- Competitive interest rate
- Tenor 12 months – 60 months
- Loan amount VND 20 Million – 200 Million
- Enjoy free credit life insurance
Benefits
- Allow customers to use the loan for all personal consumption purposes
- Competitive interest rate
- Excellent customer service and assistance
- Door-to-door service – Bring Loan Agreement to Customer for signing
- Internet Banking
- Free Debit Card automatically issued
- Extra premium on interest rate, ease of documentation process for employees from companies which sign Corporate Salary Deduction agreement with the Bank.
- Application Criteria
- Nationality: Vietnamese
- Age: 22- 60 years old
- Minimum net monthly income:
- VND 6 Million
- Minimum length of employment:
- Probation must be completed
- *If probation is not completed, must have at least 1 year in service include previous employer
- Trading area:
- HCMC
- Hanoi
- Ba Ria - Vung Tau province
- Dong Nai province
- Binh Duong province
- Long An province
- Tien Giang province
Documentation requirement
- Customers with Company’s agreement
- Personal Loan Application Form
- Copy of valid ID
- Verification from the company about customers’ profile and Income/ Employment information
- Customers with payroll account at Standard Chartered
- Personal Loan Application Form
- Copy of valid ID
- Copy of permanent residence book KT3
- Proof of Income: 3-month salary slip or salary statement (For commission or variable income, require 6-month slip)
- Employment documents: Copy of labor contract for salaried customers
-
Interest rate and other fees
- Processing: Subject to Bank’s policy and local regulation
- Late charges fee: Subject to Bank’s policy and local regulation
- Early Redemption fee:
- 4% of outstanding principal if early redemption in 1st year
- 2% of outstanding principal if early redemption in 2nd year
- 1% of outstanding principal if early redemption in 3rd year onwards
- Interest Rate: Subject to Bank’s policy and local regulation.
Contact Us
To find out more about the product, Please call us at HCM: (84 8) 3911 0000 or HN: (84 4) 3696 0000 or visit any of our branches today.
HO CHI MINH CITY BRANCH
Saigon Trade Center, 1st Floor
37 Ton Duc Thang Street
District 1, Ho Chi Minh City
Call: (84 8) 3911 0000
HANOI TRANSACTION CENTER
Hanoi Towers, Ground Floor
49 Hai Ba Trung Street
Hoan Kiem District, Hanoi
Call: (84 4) 3696 0000