Product Features

Key features:
- Equal monthly installment payment
- Effective interest rate on reducing balance
- Tenor – 60 months
- Loan amount VND 18 Million – 300 Million
Benefits
- Allow customers to use the loan for all personal consumption purposes
- Competitive interest rate
- Excellent customer service and assistance
- Door-to-door service – Bring Loan Agreement to Customer for signing
- Internet Banking
- Free Debit Card automatically issued
Application Criteria
- Nationality: Vietnamese
- Age: 22- 60 years old
- Minimum net monthly income:
  - VND 6 Million
- Minimum length of employment:
  - Probation must be completed
  - *If probation is not completed, must have at least 1 year in service include previous employer
- Trading area:
  - HCMC
  - Hanoi
  - Ba Ria - Vung Tau province
  - Dong Nai province
  - Binh Duong province
  - Long An province
  - Tien Giang province
Documentation requirement
- Customers with Company’s agreement
  - Personal Loan Application Form
  - Copy of valid ID
  - Verification from the company about customers’ profile and Income/ Employment information
- Customers with payroll account at Standard Chartered
  - Personal Loan Application Form
  - Copy of valid ID
  - Copy of permanent residence book KT3
  - Proof of Income: 3-month salary slip or salary statement (For commission or variable income, require 6-month slip)
  - Employment documents: Copy of labor contract for salaried customers

To find out more about the product, Please call us at HCM: (84 8) 3911 0000 or HN: (84 4) 3696 0000 or visit any of our branches today.

Saigon Trade Center, 1st Floor
37 Ton Duc Thang Street
District 1, Ho Chi Minh City
Call: (84 8) 3911 0000

Hanoi Towers, Ground Floor
49 Hai Ba Trung Street
Hoan Kiem District, Hanoi
Call: (84 4) 3696 0000

Ground Floor, CDC Building
25 Le Dai Hanh street, Hai Ba Trung district Hanoi
Call: (84 4) 3696 0000

We will give response on your complete application within 3 weeks