Dear Valued Customer,
It gives me inmmense pleasure to bring you this first edition of BankNotes, our newsletter, where we tell you about exciting products and services from Consumer and SME Banking in VietNam
We are delighted to have you as our customer and hope you are having a great experience banking with us. We hope you have gained value from our flagship products - E$aver, Power $aver and Flexi Deposits for individuals and Business $aver for SMEs
We also hope that you are enjoying our remote channel offerings - Online Banking, SMS Banking, Straight-To-Bank(for SME customers) and free access to more than 250 ATMs with our partner network of ACB
Our endeavor has been to deliver world class banking experience through Standard Chartered's global expertise. I would love to receive your feedback.
It also gives me great pleasure to inform you that Standard Chartered Bank PLC, United Kingdom, is setting up a fully owned subsidiary in Vietnam. Please refer to enclosed letter from our CEO, for details.
Looking forward to a long-lasting and mutually beneficial relationship.
Yours sincerely,
Namita Lal
Head of Consumer Banking
SMS Banking
Online Banking
Flexi Deposit
For more information about services and products please dial:
HCMC : (84 8) 3 911 0000
Hanoi: (84 4) 3 696 0000
or visit our website www.standardchartered.com/vn

Dear Valued Customer,
We are pleased tio inform you that follwing receiving a license from the State Bank of Vietnam on 8th September 2008 to establish and operate a bank with 100% foreign owned captial, we have commenced operations of the Head Office of Standard Chartered Bank (Vietnam) Ltd since 1st June 2009.
On 1st August 2009, subject to the approvals from the State Bank of Vietnam, for setting-up a Transaction Center in Hanoi and a Branch in Ho Chi Minh City, for Standard Chartered Bank (Vietnam) Ltd, we intend to transfer all your current contracts, accounts and records together with all related documents, agreements, instructions, authorisations, and indemnities to Standard Chartered Bank (Vietnam) Ltd. You are not required to take any action in relation to this proposed transfer.
As part of the transfer process, in due course Standard Chartered Bank (Vietnam) Ltd will reissue to you all related bussiness documents, if required by relevant Vietnamese law or our internal policies and procedures.
Effective from 1st August 2009, the proposed date of transfer of your accounts to Standard Chartered Bank (Vietnam) Ltd, new cheque books of Standard Chartered Bank (Vietnam) Ltd will be issued and existing cheque books will become invalid. Also, for Inward TT, while the SWIFT Code and Bank address will remain unchangged, the beneficiary bank name will change to 'Standard Chartered Bank (Vietnam) Ltd' for credit of funds into your account.
We would like to assure you that there will be no change in any of the commercial terms and conditions of out existing agreements with you, nor will there be any change in day-to-day dealings with us. We are taking all necessary steps to ensure a smooth transition and remain committed to strengthening our relationship with you.
In the event that you would like to discuss any of these matters further, please dial our hotline number +84-8-39110000 or +84-4-36960000 or email us at Contact.SCB@sc.com
Thank you for banking with us.
Yours sincerely,
ASHOK SUD
Chief Executive
Vietnam, Lao, Cambodia
Refer to the enclosed BankNotes for great news about our coverage and exciting products.
In today's fast paced and highly competitive market, running a business requires all your time and energy. That's why you need a reliable banking partner who understands the small and medium-sized enterprises (SME) in Vietnam. Our goal is to take away all your business banking worries with optimum returns, ease and convenience.
For further information on SME banking, please contact your Relationship Manager or call
HCMC : (84 8)3 911 0000
Hanoi: (84 8) 3 696 0000
or visit our website ww.standardchartered.com/vn