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Home > Personal Banking > Managing Your Needs > Loan

Managing Your
Needs

Unsecured Loans

Taking Care Of Your Personal Financial Needs

At Standard Chartered Bank we understand that you have dreams and ambitions about improving the quality your life. We know that you would for example like to buy new furniture or extend your house. You also buy consumer durables such as a washing machine or microwave oven that make life easier and more convenient for you and your family. You may also be planning to study for your MBA or parallel degree. All these dreams need financing to become a reality. That's why Standard Chartered is offering you a Personal Loan to enable you fulfill your dreams and live your life to the full.

Features Of Our Personal Loan

Flexible loan amounts - one can apply for a loan between ZMK 5,000,000 and ZMK 60,000,000
Repayment Period - Monthly repayments can be tailored to meet one's budget. You have an option of up to 36 months.
Affordable - We offer competitive interest rates
Easy to apply - No security, no deposit and no guarantees required.

Eligibility

Individuals in salaried, formal employment with reputable organisations
Account Holders or employees of organisations signed up on our Employees Loan Scheme (EPP). For Account holders, salary must be mandated to Standard Chartered Bank.
Aged between 23 to 55 years
Earning a minimum net take home pay of ZMK 1,500,000 · Sum of financial commitments (repayments) should not exceed 40% of your monthly net salary at the time of borrowing.

How do you apply?
If you meet the eligibility criteria above complete an application form available at any of our branches and return it to us along with the following documents:

Standard Chartered Bank Customers:

Copy of NRC or Passport
Latest Payslip (original)

Non- Standard Chartered Bank Customers:

Bank Statement for the past 3 months on salaried account
Letter from employer
Latest Payslip (original)

All Non Citizens:

A copy of residence and work permit
Copy of employment contract (also required for individuals in contract employment)
Copy of passport
Latest payslip (original)

To find out more about Personal Loans please call our Loan Centre on

Sales Manager Unsecured Loans
Telephone +260-1-222149

Centre Manager
Telephone+260-1-222149

Email: unsecured.lending@zm.standardchartered.com

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