1. Relationship Management
Standard Chartered Bank Zambia firmly believes that working in partnership with our clients is the key to success. A pre –requisite of providing the service that you desire is that we fully understand the nature of your business. Our Relationships team is there to review service levels, to ensure that we are meeting your expectations and to help you with future strategy in the markets in which we operate.
As a client of Standard Chartered Bank you will have a dedicated team of Standard Chartered professionals to ensure the smooth delivery of the Lending, Transactional Banking and Global Markets Products.
We follow a consultative approach and believe in the dictum “global products, local innovation” while designing products / services that meet your specific needs and integrate into your current processes in a seamless and secure manner.
2. Lending Products
Standard Chartered Bank Zambia also extends various lending products tailored to meet our clients financing requirements. We offer custom made lending products at competitive interest rates. Our lending products include but are not limited to the following;
- Overdraft Facilities – this product allows clients to enjoy a flexible form of borrowing intended to finance day-to-day cash flow requirements generated by normal business activity. A limit will be agreed on the account up to which clients may overdraw. Once the limit is utilised interest will be charged on outstanding utilisation on a daily basis.
- Term Loans – we also offer term lending facilities, intended to provide our clients with funding for capital investments such as asset purchase or plant expansion.
Both of the above products are offered in local currency and foreign currency.
3. Other lending products include:
- Structured Finance
- Syndicated loans
- Commodity Finance
4. Structured Finance
Standard Chartered is committed to facilitate trade flows in the emerging markets by providing term Structured Finance to mainly commodity related business. Clients are increasingly turning to our Commodity, Structured Trade and Export Finance product specialists for their needs as commodity traders or participants in flows of commodities and capital goods in and out of emerging markets, particularly the Africa-Asian trade corridor.
We offer a combination of banking products and services packaged to provide a unique financing solution to our clients. Facilities will generally be extended on a short term uncommitted basis.
5. Development Organisations
As the world's leading emerging markets bank, we can handle your transactions even in the most difficult areas of the world. Our in-depth knowledge of local business practices and regulatory issues in developing markets enables us to provide tailored solutions, with consistently high levels of service, for aid agencies and development institutions. These comprise multilateral, bilateral and non-governmental organisations.
As a provider of global and regional disbursements services to many international development organisations, Standard Chartered has the knowledge and expertise to provide rapid and secure transfer of funds to recipients in difficult markets. You can benefit from our strong network and established presence in Africa, Asia and the Middle East, to ensure your funds reach where they are needed quickly and safely.
Key Contacts:
Boyd Tembo Head of Sales: Client Relationships
Standard Chartered Bank Zambia
Telephone: 09 260 01 222081
Email: Boyd.Tembo@zm.standardchartered.com