Wealth Management
Investment Services
At Standard Chartered Bank, our team of Wealth Management professionals can help you to nurture and grow your personal wealth. We will discover the most suitable products for you from our range of financial solutions. We will then help you to understand these solutions to assist you to make the right investment decisions.
1. Basic Investing
Let’s get started with some of the basic principles of investing.
Our Wealth Management professionals understand that a successful investment portfolio requires the right asset allocation for you. The right investment choice is all about finding the suitable balance of risk and reward - keeping in mind your financial goals, risk appetite and investment timeframe.
When it comes to investing, risk and reward go hand in hand. All investments involve some degree of risk. The reward for taking on risk is the potential for a greater investment return. We will help you determine your level of risk appetite. In other words, are you a conservative or aggressive investor? This piece of information is an important factor in forming the right portfolio for you.
Your portfolio will consist of an assortment, or 'diverse' mixture of investments. Diversification is vital in ensuring risk is kept in check. By investing in a range of investments, in different asset classes, you are avoiding 'putting your eggs in one basket'.
At Standard Chartered, all our clients have unique needs so before working with them we take the time to understand their particular circumstances so that we can build a package personal to them. Our goal is to create a partnership that goes beyond the purely financial; by demonstrating true understanding, we can deliver true partnership
We believe so strongly in the importance of managing our clients' affairs with discipline that we have developed five main investment principles that anchor the way we interact with clients.
a. Develop a thorough understanding of, and appreciation for, each client’s unique circumstances & objectives
b. Maintain a strategic long-term approach that is always focused on clients needs rather than individual financial transactions
c. Recommend innovative financial solutions that are based on an objective assessment of each clients goals
d. Maintain an open architecture investment platform that gives clients access to the best wealth management talent in the world
e. Continually evaluate markets, products and asset managers so as to ensure that our recommended solutions deliver the results that our clients expect
2. Qualifying Criteria
a. All Investment products are only available to SCB Customers, non SCB customers cannot be availed investment products.
b. Minimum investment amounts will be applicable for specific products.
3. Products
We offer a wide range of products that are secure, flexible and offered at competitive rates. Contact the Wealth Management Team on +260-211-224169.
4. FAQS
1. Can I invest in other currencies other than dollar? Yes however our main Investment currency is US Dollar.
2. How long does it take to liquidate my total investment? 5 working days, terms and conditions apply for early withdrawals.
To find out more about investment services please contact your Relationship Manager or visit the nearest Standard Chartered Bank Zambia Plc branch
* Terms and Conditions apply
For more information please call +260 211 224169 or +260 966 751 500
E-mail: Wealth-Management.Zambia@sc.com